About Us

Who We Are

JOWES was founded in 2017 by a collective of Luo and Suba women with the aim of fostering savings habits among members and facilitating affordable loans to empower them in achieving their financial aspirations.  JOWES was officially a registered Savings and Credits Cooperative society in accordance with the Co-operative societies Act of the laws of Kenya, in 2018.

 

JOWES welcomes members from across the globe, who have ancestral roots in the Lake Victoria region, who form our main common bond, and meet the membership criteria as per the set By-Laws. Current membership is at 500 with an asset base of 25M.

Our Strategic Objective

Empowering Luo and Suba women through financial inclusion and economic independence

Our Motto

Kanyakla Wanyalo

Our Core Values

Equality

All our members treat each equally and with respect irregardless of one's status.

Mutual Responsibility

All our members are responsible for the circumstances of one another.

Empowerment

We believe in empowering our members through various loans and networking sessions.

Community

All our members share a common goal of uplifting each other.